There is a 18.5% Buyers Premium on all purchases. Acceptance of Terms: Buyers registering for and using Premier bid cards, placing bids online agree to the following Terms of Sale, which you agree with when you check the box when you register, and place first bid: *****There is a 18.5% Buyer's Premium on ALL purchases. Please note that there is NO discount on the Buyer's Premium for alternate payment methods. * Payment or payment arrangements need to be made by one business day after the auction. We process credit card payments on the day after the auction closes. If you would like to pay with an alternate card please send an email prior to the auction ending. Any applicable S&H charges will be charged seperately when items are shipped. ****We are required to charge sales tax to winning bidders in New York State. Buyers will pay a sales tax rate of 8.75% on all purchases. If you have a valid NYS re-seller ID number please contact us before auction's end to have your invoice adjusted. ***Payment is required in full within 7 days of auction's end. *** PLEASE email as soon as possible if you would like to arrange pickup of your item(s). We will charge your card a second time for applicable S&H charges if shipping is required. SHIPPING IS PROCESSED WITHIN 3-7 BUSINESS DAYS. ******Everything is sold AS IS, WHERE IS. All Sales are Final- No Returns.********** *** We tell you what we know about the merchandise, it is the buyers responsibility to preview any items, or call for a condition report prior to bidding.*** Premier Gold Silver & Coins provides ample opportunity for buyers to thoroughly inspect goods to be sold. All purchases should be made on the buyer's own recognizance. All persons bidding in absentee who have not physically inspected the goods prior to the sale are also subject to these terms. All lots are sold "As is". There are no warranties expressed or implied, including, but not limited to warranties of merchantability or fitness for a particular purpose. Premier Gold Silver and Coins and consigners make no guarantee or warranty as to the authenticity of the merchandise, the correctness of the catalog, nor shall any description (oral or written) of condition, size, quality, rarity, importance or provenance be deemed a guarantee. **This is a public auction and not a retail setting. All Sales are FINAL. No returns or chargebacks are accepted. All registered bidders are automatically added to our email newsletter list. If you wish to unsubscribe you may do so at any time. Buyers Premium: All sales are subject to a Buyer's Premium; reference to the buyer's premium is made in any associated auction advertisements. Buyer's premium will be a stated percentage and must be paid by the buyer as part of the purchase price.