TERMS AND CONDITIONS OF THE AUCTION By registering to bid or placing a bid you agree to be bound by all of these terms & conditions and any other announced terms and conditions of sale or rules of the site. High and low estimates are provided solely for the convenience of the Buyer and Burke and Stock Auctions (BSA) makes no warranties of any kind relating to them. All lots are sold “AS-IS” and All sales are Final. No credit card charge backs will be accepted, No Exceptions. All Internet Bidders agree to pay a buyer’s premium equal to Fifteen Percent (15%) of the hammer price of each item they purchase. Payment of the winning bid amount, buyer’s premium and shipping/handling charge will be made at the time the auction is reconciled by Burke and Stock Auctions (BSA) using the credit card on file. In consideration of Burke and Stock Auctions (BSA)' approval of the application of the Bidder to bid in Burke and Stock Auctions (BSA), Bidder hereby authorizes Burke and Stock Auctions (BSA) to charge the credit card provided by Bidder as specified herein. A $50 handling fee will be assessed for each declined credit card transaction and Bidder agrees to such charge. Requests for other payment arrangements will only be considered prior to the opening of bidding in any auction. Burke and Stock Auctions (BSA) guarantees all coins to be genuine. If after receiving the coin, a buyer questions the genuineness of a coin, the buyer has 10 days from receipt of the coin to return the coin to Burke and Stock Auctions (BSA). The coin must be in the original holder and holder must not have been opened. Burke and Stock Auctions (BSA) will determine if the returned coin is the actual coin sold. Burke and Stock Auctions (BSA) will ship the coin in question to PCGS or NGC, at Burke and Stock Auctions (BSA) discretion, for determination if the coin is genuine or not. The buyer is responsible for all costs associated with grading and shipping if the coin is deemed genuine by PCGS or NGC. If coin is deemed not genuine, Burke and Stock Auctions (BSA) will refund purchase price of coin and shipping and grading costs. Genuineness of a coin refers to the authenticity of the coin. That the coin is the denomination stated, made of the metal such coin was made of and minted by the proper minting authority in the year stamped on the coin. Genuineness specifically does not include the grade of the coin. Coin grading is a subjective description in the opinion of the cataloguer or third party grading service. It is the bidder’s responsibility to determine condition and value of the coin or lot. We DO NOT guarantee coin grades on any of our lots. Please study photos carefully and Video during the auction as well as asking questions before bidding. Burke and Stock Auctions (BSA) may attempt to describe coins in advertising, on the internet, and during the auction. Any description referring to coin grade or condition is completely the subjective opinion of Burke and Stock Auctions (BSA) and Burke and Stock Auctions (BSA) makes no express or implied warranties based on the subjective descriptions of any coins being sold.