Lot # : 1032 - (2) STERLING SILVER NECKLACES

AUCTION TERMS AGREEMENT OF TERMS By registering for this auction, you agree to the terms of the auction. REGISTRATION All bidders must register for each auction, whether on-site or on-line, in order to receive a bidder number. In order to register for the auction, the registrant must provide a picture identification showing their current name and address. Registrant must also provide contact information which includes telephone number and email address. BUYER'S PREMIUM An18% Buyer's Premium will be added to the bid price for all purchases made on-line or by absentee bid. 3% Buyer's Premium Discount is Offered for Buyer's Paying in Cash SALES TAX 7% Sales Tax will be charged and collected on all (non-currency) purchases, as required by Indiana law. Sales tax is charged on the goods sold as well as the buyer's premium. Any entity claiming sales tax exemption must fully complete a ST-105 exemption form at check out. No sales tax will be refunded if applicable form is presented at a later time. PAYMENT Payment is due at pick up. For items being shipped, a Square invoice will be sent for payment as we do not subscribe to HiBid's payment processing service. Payment for items being shipped is due within 24 hours of auction end. Payments accepted are Cash, Visa, MasterCard, DiscoverCard 3% BP Discount for Cash Payments Wire Transfer required for invoices over $500 on orders being shipped. No checks are accepted unless pre-approved by auction company. DEFAULT OF PAYMENT Payment is due at the conclusion of the auction. Any invoices remaining outstanding after the payment due time, may be accessed a collection fee as well as all other remedies allowed by law. The auction company may retain any monies received as deposit as liquidated damages. Lots not paid for within the time specified may be resold at public or private sale, without further note. Any resulting deficiency together with all expenses and costs of re-sale will be the responsibility of the defaulting purchaser. BIDDER NUMBER Once registrant has completed the necessary requirements; they will be issued a bidder number. Bidder is responsible for payment of any items purchased on this bidder number; whether it be by them or by any party they have allowed to use their bidder number. CONDITION AND WARRANTIES All items are sold "AS IS, WHERE IS" with no guaranties of condition, whether implied, or otherwise given. Great effort is given to providing the description and condition of each item; when known. Auction Company will not be held responsible for errors in the description or condition of any item. It is the buyer's responsibility to determine the authenticity or condition of any item prior to bidding. No refunds will be issued on any item sold due to errors, omissions or condition of items sold. The buyer agrees to indemnify and hold the auction company, auctioneer and staff and seller harmless from any future claim that shall pertain the fitness or use of that asset as being purchased. BIDDING Bidding may be available on-site, on-line or in conjunction with each other. Lots may be offered in various ways including a single lot, multiple lots, split lots, etc.; which will be at the discretion of the auctioneer and auction company. Bidding will continue until the highest bid has been obtained; the auction company will have rights to refusal if the bid does not meet their requirements. Upon approval from the auction company the highest bidder will be the winning bidder; all other bidders will be considered null. The auctioneer, at their discretion, may offer additional lots to the "back-up" bidder(s) at the winning bidder's price; back-up bidders have the right to accept or decline the offer. The Auction Company, its employees and contractors, and the seller have rights to bid during the auction. Auction Company and auctioneer have the right to reject any bids that are merely nominal bids; if in their judgment it may adversely affect the sale. DISPUTE BETWEEN BIDDERS Disputes between bidders determining the winning bidder will be handled as follows: the auction company or its' auctioneer may decide the winning bidder, or may resell the items immediately. The decision of the auction company, or its' auctioneer, shall be final. CHANGES TO AUCTION LOTS The auction company reserves the right to change any lot whether it be number order, content, grouping, division, addition or withdrawal of lots at any time. SHIPPING Shipping is offered on most items (see each item for shipping availability). Shipping is offered as a service; shipping, handling and insurance costs are the responsiblity of the buyer. We ship "in-house" utilizing Shipping Saint as a facilitator for handling payments and insurance. Shipping invoices must be paid within 24 hours of receipt; any order not paid within seven days after receipt of shipping invoice, will be considered abandoned and no refund will be issued. Unless otherwise stated, orders will be shipped within fifteen business days of receipt of payment of shipping invoice. SECURITY All items become the sole responsibility of the buyer once auctioneer has said sold and has confirmed you are the successful bidder. It is your responsibility to secure your items, no refunds or adjustments will be given for lost or stolen items or for shortages. REMOVAL Removal of purchased items shall be at the expense, liability, and risk of the purchaser. Purchases may be removed upon presentation of a paid receipt to the Auction Staff. Purchases may only be removed during the allotted pick-up period. Removal dates/times will be announced at each auction. Any item(s) not removed during this period may be considered abandoned and no refund will be given. Abandoned items may be resold without notice at public or private sale or otherwise be disposed of at purchaser's expense. No refund will be given for abandoned items. PERSONAL AND PROPERTY RISK Persons attending during preview, sale, or removal assume all risks of damage or loss to person and property and specifically release and indemnify the auction company and staff from liability therefore. ADDITIONAL TERMS AND CONDITIONS Additional terms and conditions of sale may be announced and/or posted at the time of sale. All announcements made the day of sale take precedence over other advertisements, notices, terms and other published information relating to the auction.